Last updated: June 19, 2026
By accessing and using the violet-crater website and services, you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our website or services.
We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to this page. Your continued use of the website after changes are posted constitutes your acceptance of the revised terms. We recommend reviewing this page periodically.
violet-crater provides financial advisory and educational services to individuals and small businesses in Liverpool and surrounding areas. Our services include budget planning, investment strategy consultation, debt restructuring advice, retirement planning, and business financial management.
All services are advisory in nature. We do not manage funds, execute trades, or provide legal or tax advice beyond general financial planning guidance.
You must be at least 18 years old to use our services. By using this website, you represent and warrant that you meet this age requirement and have the legal capacity to enter into these Terms of Use.
When using our website and services, you agree to:
All content on this website, including text, graphics, logos, images, and software, is the property of violet-crater or its content suppliers and is protected by United Kingdom and international copyright laws. You may not reproduce, distribute, modify, or create derivative works from any content without our express written permission.
You are granted a limited, non-exclusive, non-transferable license to access and use the website for personal, non-commercial purposes only.
All service fees are listed in British Pounds (GBP) and are subject to change without notice. Current pricing is displayed on our Services page and during the booking process. Payment terms will be communicated during consultation scheduling.
Consultation bookings may be subject to cancellation or rescheduling policies, which will be provided at the time of booking.
Our services and website are provided on an "as is" and "as available" basis. We make no warranties, express or implied, regarding:
Financial decisions involve risk, and past performance is not indicative of future results. You acknowledge that you are solely responsible for decisions made based on information or advice provided through our services.
To the fullest extent permitted by law, violet-crater, its directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from:
Our total liability for any claim arising out of or relating to these Terms of Use or our services shall not exceed the amount you paid for the specific service giving rise to the claim.
The information and advice provided by violet-crater is for educational and guidance purposes. It should not be considered a substitute for professional financial, legal, or tax advice specific to your individual circumstances. We strongly recommend consulting with qualified professionals before making significant financial decisions.
We are not registered as investment advisers with the Financial Conduct Authority (FCA) and do not provide regulated financial advice as defined by UK financial services regulations. Our services focus on financial literacy, budgeting education, and general financial planning principles.
We respect the confidential nature of financial information shared during consultations. However, confidentiality cannot be guaranteed in all circumstances, particularly when:
For details on how we handle personal data, please refer to our Privacy Policy.
Our website may contain links to third-party websites or resources. These links are provided for your convenience only. We do not endorse and are not responsible for the content, accuracy, or practices of these external sites. Your use of third-party websites is at your own risk and subject to their terms and conditions.
You agree to indemnify and hold harmless violet-crater, its employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from:
These Terms of Use shall be governed by and construed in accordance with the laws of England and Wales. Any disputes arising from these terms or your use of our services shall be subject to the exclusive jurisdiction of the courts of England and Wales.
If any provision of these Terms of Use is found to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect.
These Terms of Use, together with our Privacy Policy and any other legal notices published on this website, constitute the entire agreement between you and violet-crater regarding your use of the website and services.
If you have questions about these Terms of Use, please contact us:
violet-crater
47 Dale Street
Liverpool, L2 2HG
United Kingdom
Email: [email protected]